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Month: September 2015

The Law Offices of Robert J. Nahoum, P.C. – A New York Consumer Protection Law Firm

  • debt collection
  • Fair Debt Collection Practices Act

What is an FDCPA Venue Violation?

By: Robert J. Nahoum THE PROBLEM: Debt collectors usually sue consumers in the courts where the consumer lives.   This is true because the law requires.   However, from time-to-time, there are debt collection lawyers out there that file suits in locations other than where the consumer lives to suit its own needs.   This is not allowed. The Rule: In legal jargon, […]

September 23, 2015December 14, 2023
  • debt collection

Are Pension Benefits Exempt From Debt Collection?

By: Robert J. Nahoum THE PROBLEM: After falling on hard times debt collectors have been after you, some have even sued. A judgment has now been entered against you.   You are on a fixed budget and your only sources of income are social security and pension benefits?   You're now wondering if the debt collector levy on your pension to satisfy […]

September 23, 2015December 14, 2023
  • Debt Buyers
  • debt collection

What is a Deficiency Balance?

By: Robert J. Nahoum Secured debts are debts in which collateral (property) has been pledged as security for payment of the money lent.   The two most common examples of secured debt are mortgages on home loans and title liens on car loans.   In each case, if the consumer defaults on the loan, the bank can take the property and resell […]

September 21, 2015December 14, 2023

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Recent Posts

  • A pen and glasses sitting on top of some papers.The Fair Credit Billing Act: What You Need to Know
  • A close up of the front entrance to a court house.What is an Information Subpoena in a Consumer Debt Collection Lawsuit?
  • A group of people holding hands around a wooden house.How a Default Judgment Can Result in a Lien on Your Home
  • A book and glasses on the tableBenefits of Hiring an Attorney to Represent You in a New York Debt Collection Lawsuit
  • Two people shaking hands over a table.Settling a Debt Case with American Express: A Success Story

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