By: Robert J. Nahoum THE PROBLEM: You’ve fallen on hard times as so many of us have.  These days, it seems like every time the phone rings it’s the debt collection agency calling.  You’ve explained to them that you can’t afford to pay the debt but they keep calling.  Can they do that? How can I make them stop? The Rules: […]

By: Robert J. Nahoum   THE PROBLEM: You’ve been contacted by a debt collection agency trying to collect a debt.  You’ve agreed to pay the debt but the debt collection agency charges you a “collection feeâ€.  Can they do that? The Rule: Under federal debt collection laws known as the Fair Debt Collection Practices Act (FDCPA for short), a debt collection […]