The Fair Debt Collection Practices Act (FDCPA for short) regulates the conduct of debt collectors attempting to collect debts on behalf of others or on their own behalf in the name of another. If a debt collector is found to have violated the FDCPA, the consumer may sue for damages including up to $1,000.00 in statutory damages, plus actual damages (for example pain and suffering) and most importantly, reasonable attorneys’ fees. Like many other consumer protection laws, the FDCPA is what is called “fee shifting†– meaning that the obligation to pay the consumers attorneys’ fees shifts to the debt collector.
If a debt collector is found to have violated the FDCPA, the consumer may recover up to $1,000.00 in statutory damages, plus actual damages (for example pain and suffering) and most importantly, your reasonable attorneys’ fees. Like many other consumer protection laws, the FDCPA is what is called “fee shifting†– meaning that the obligation to pay the consumers attorneys’ fees shifts to the debt collector.
Because the FDCPA is fee shifting, The Law Offices of Robert J. Nahoum, P.C. does not charge our clients any out of pocket money. We track our time on an hourly basis and seek payment of those fees from the debt collector. If we are unsuccessful, our clients do not have to pay the fees.
If you have questions, concerns, or legal needs regarding unlawful debt collection practices, we urge you to contact The Law Offices of Robert J. Nahoum, P.C. today by calling 845-232-0202.