By: Robert J. Nahoum THE PROBLEM: Your phone is ringing off the hook and debt collection letters are filling up your mailbox. Most of those letters and calls are coming from some company calling itself SRA Associates Inc.. WHO IS SRA ASSOCIATES INC.?: SRA Associates Inc. is an infamous debt collection agency. According to SRA Associates Inc., The core focus and […]
Who is SRA Associates Inc.?
- Collection Agencies
- Consumer Protection
- debt collector harassment
- Fair Debt Collection Practices Act
Repeated Hang Ups May Violate the FDCPA
By: Robert J. Nahoum THE PROBLEM: You are being hounded by debt collectors, the debt collection calls are coming fast and furious but one of the callers repeatedly hangs up either prior to or as soon as you or your voice mail answers the call. Due to the hang ups, you don’t know the identity of the debt collector or the […]
- 15 U.S.C. §1692 et. seq.
- Collection Agencies
- Consumer Protection
- debt collection
- Debt Collection Defense
- debt collector harassment
- Fair Debt Collection Practices Act
Does a Debt Collector Violate the FDCPA When He Threatens to Take My Unemployment Benefits?
By: Robert J. Nahoum THE PROBLEM: You’re out of work, fallen on hard times and your only income is from unemployment benefits. Now you’re being harassed or sued by a debt collector who has threatened to take your unemployment benefits. Can he get away with it? The Rule: Under federal debt collection laws known as the Fair Debt Collection Practices Act […]
Must A Collection Agency Be Licensed In New York?
By: Robert J. Nahoum THE PROBLEM: You’re being pursued by a collection agency or perhaps one has already sued you. The collection letter or the summons and complaint you received do not disclose a collection agency license number.  Does that debt collector have to be licensed? The Rule: There is no across the board New York state rule requiring someone acting […]
Who is a “Debt Collector”?
By: Robert J. Nahoum When it comes to federal debt collection laws (the Fair Debt Collection Practices Act or FDCPA for short) there are basically four kinds of “debt collectorsâ€: 1. Collection Agencies collecting a debt for someone else like a credit card company or a hospital; 2. Debt buyers who buy up old debt from someone else for pennies on […]